ONTOLOGY EXPLORER
fully-indexed interest rate
<https://spec.edmcouncil.org/fibo/ontology/SEC/Debt/DebtInstruments/FullyIndexedInterestRate>
プロパティと値
| プロパティ | 値 |
|---|---|
| type | Class |
| label | "fully-indexed interest rate" |
| subClassOf | FloatingInterestRate |
| subClassOf | Expression |
| subClassOf | _:c14n2027 |
| subClassOf | _:c14n22 |
| definition | "a variable interest rate that is calculated by adding a margin to a specified index rate" |
| explanatoryNote | "Fully indexed interest rates are used for variable rate credit products. The interest rate on a variable (adjustable) rate mortgage corresponds to a specific benchmark (often the prime rate, but sometimes LIBOR, the one-year constant-maturity Treasury, or other benchmarks) plus a spread (also called the margin. The margin on a fully indexed interest rate product is determined by the underwriter and based on the borrower's credit quality." |