ONTOLOGY EXPLORER
commercial bank
<https://spec.edmcouncil.org/fibo/ontology/FBC/FunctionalEntities/FinancialServicesEntities/CommercialBank>
プロパティと値
| プロパティ | 値 |
|---|---|
| type | Class |
| label | "commercial bank" |
| seeAlso | Institution Type Description.htm |
| subClassOf | Bank |
| subClassOf | _:c14n1123 |
| definition | "depository institution that engages in various financial services, such as accepting deposits and making loans" |
| explanatoryNote | "A commercial bank is a financial institution that is owned by stockholders, operates for a profit, and engages in various lending activities. Commercial banks provide services, such as accepting deposits, giving business loans and auto loans, mortgage lending, and basic investment products like savings accounts and certificates of deposit." |
| explanatoryNote | "The traditional commercial bank is a brick and mortar institution with tellers, safe deposit boxes, vaults and ATMs. However, some commercial banks do not have any physical branches and require consumers to complete all transactions by phone or Internet. In exchange, they generally pay higher interest rates on investments and deposits, and charge lower fees." |