ONTOLOGY EXPLORER
home equity loan asset-backed security
<https://spec.edmcouncil.org/fibo/ontology/SEC/Debt/AssetBackedSecurities/HomeEquityLoanAssetBackedSecurity>
プロパティと値
| プロパティ | 値 |
|---|---|
| type | Class |
| label | "home equity loan asset-backed security"@en |
| subClassOf | AssetBackedSecurity |
| subClassOf | _:c14n1668 |
| definition | "asset-backed security based on home equity loan receivables"@en |
| explanatoryNote | "If the credit risk of the pool has been decoupled from the institution via an SPV, then home equity asset-backed securities are also structured finance instruments."@en |
| explanatoryNote | "Similar to mortgages, home equity loans are often taken out by borrowers who have less-than-stellar credit scores or few assets - the reason why they didn’t qualify for a mortgage. These are amortizing loans - that is, payment goes toward satisfying a specific sum and consists of three categories: interest, principal, and prepayments."@en |
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