ONTOLOGY EXPLORER
non-depository institution
<https://spec.edmcouncil.org/fibo/ontology/FBC/FunctionalEntities/FinancialServicesEntities/NonDepositoryInstitution>
プロパティと値
| プロパティ | 値 |
|---|---|
| type | Class |
| label | "non-depository institution" |
| subClassOf | FinancialInstitution |
| definition | "financial institution that does not have a full banking license and typically is not supervised by a national or international banking regulatory agency" |
| historyNote | "The term 'non-bank' may have been derived from 'non-deposit taking banking institution'. To be clearer, in the United States, non-depository institutions are explicitly disjoint with depository institutions (financial institutions that take deposits of some sort, potentially including securities) in FIBO. Banks are defined as financial institutions that take demand deposits from the public and that also provide commercial lending services. Many 'non-bank' institutions take deposits or provide commercial lending services, but they may not do both." |
| adaptedFrom | "Barron's Dictionary of Banking Terms, Sixth Edition, 2012" |
| adaptedFrom | "https://www.worldbank.org/en/publication/gfdr/gfdr-2016/background/nonbank-financial-institution"^^<http://www.w3.org/2001/XMLSchema#anyURI> |
| explanatoryNote | "A non-depository financial institution acts as a middleman between two parties in a financial transaction, and does not provide traditional depository services, such as brokerage firms, insurance companies, and investment companies. These kinds of institutions facilitate alternative financial services, such as investment (both collective and individual), risk pooling, financial consulting, brokering, money transmission, and check cashing. NBFIs are a source of consumer credit (along with licensed banks). Examples of nonbank financial institutions include insurance firms, venture capitalists, currency exchanges, some microloan organizations, and pawn shops. These non-bank financial institutions provide services that are not necessarily suited to banks, serve as competition to banks, and specialize in sectors or groups. Note, however, that there are exceptions in Europe, for example, where the same firm may have banking, insurance, and brokerage functions." |
| synonym | "non-bank financial company (NBFC)" |
| synonym | "non-bank financial institution (NBFI)" |
| synonym | "non-banking financial institution (NBFI)" |
この項目への参照
- IntroducingBroker → subClassOf
- MajorSwapParticipant → subClassOf
- SwapDealer → subClassOf
- BrokerageFirm → subClassOf
- CommodityTradingAdvisor → subClassOf
- ContractualSavingsInstitution → subClassOf
- FinanceCompany → subClassOf
- FuturesCommissionMerchant → subClassOf
- InvestmentCompany → subClassOf
- MoneyServicesBusiness → subClassOf
- RiskPoolingInstitution → subClassOf
- CommercialLendingCompany → subClassOf
- NewYorkArticleXIIInvestmentCompany → subClassOf
- NonDepositoryTrustCompany → subClassOf